As a for-profit social enterprise and the first truly responsible workforce lender, we’re proud to be different
This runs right to the heart of how we operate as a business.
Unlike most workforce lenders our social objectives come top of the list. Fairness, equality and providing affordable credit for NHS workers outweighs our need to make a profit every time.
We’re here to help
At least half of any surplus profits are reinvested back into the business. That way we can provide more affordable and appropriate loans as well as free financial resilience for your workforce, using our tool Money Mind. We’ll have a bigger social impact that way which is our primary purpose. We’ve written that into our company rules: rules that can’t be changed without informing our partner employers.
Fair Lending is part of what we do
We are continually committed to delivering fair lending for the NHS. Because when it comes to being fair and delivering on a social purpose, it’s what you do, rather than what you say that really matters.