When you apply for a Salad loan we will carry out an affordability check, using the information we collect securely (with your permission) from your bank. Not your credit score.
Representative Example
Borrowing
Over
Monthly repayment
Representative
APR
Interest Rate
p.a. (fixed)
Total repayable
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How It Works
Choose
Choose your loan using the loan builder on the home page. Once you’ve chosen your options click the apply now button.
Create
Create your account by filling in the required forms.
Provide
Provide Salad access to your Open Banking data, this enables us to utilise our secure Open Banking process – the equivalent of providing us a digital bank statement.
Wait
Salad will then decide on your loan application. This should take up to one working day. If approved the money will be in your account usually within 2 hours.
People often ask...
Open Banking is the system that enables Salad to make our affordability assessments. You’ll never be asked to give your login details to anyone except your bank. We use the data to decide if you can afford our loans, and to measure customer outcomes.
If you have any further questions, please contact us or visit our FAQs page
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